Your Guide to Purchasing Small Business Insurance
Posted: February 19, 2025
Small business insurance can help independent business owners better cope with the challenges and risks inherent in their work. Several types of small business insurance policies are available—what’s right for you? Types of Small Business Insurance Policies All small businesses need to be insured. The types of policies available include the following: General Liability Insurance: These policies protect against personal injury lawsuits, property damage caused...
What is a Loss Control Program, And Do I Need One?
Posted: February 4, 2025
A loss control program is a coordinated set of actions or practices that help locate and address potential risks for a business. The program could evaluate losses from employee theft, financial difficulties from claims or lawsuits, and other risks. A tailored loss control program reduces risk and mitigates the extent of economic losses when unexpected incidents occur. How Do I Know If I Need a...
What You Should Know About E-commerce Business Insurance
Posted: January 19, 2025
A brick-and-mortar establishment comes with known risks, but e-commerce has specific liabilities. Some are shared with traditional stores, but others are unique to online businesses. Business insurance tailored to meet the needs of your online operations can make all the difference when you face unexpected losses. What is Covered in E-Commerce Business Insurance? E-commerce business insurance policies include: General liability insurance Commercial property insurance Commercial...
7 Tips for Staying Safe During Extreme Cold Weather
Posted: January 14, 2025
Polar Vortex and Extreme Cold Safety Tips Only travel if you have to. In extreme cold, you shouldn’t travel unless it’s absolutely necessary. Staying inside will reduce your chance of getting frostbite or risking uncertain road conditions. If you do need to leave the house, be sure to brush up on best practices for winter driving safety. If you drive, make sure you have a flashlight with...
Navigating Cyber Insurance in 2025
Posted: January 4, 2025
With the New Year comes new possibilities. If your work includes online operations, e-commerce, or website hosting, it also comes with new dangers. Hackers have new skills, and the race to keep online security ahead of the ever-changing curve is of great concern. In 2025, cyber insurance will be a necessity like never before. Cyber Insurance: What It Is and Why It Matters Cyber insurance...
